Financial Wellbeing
Here's why you should take control of your finances
of people in debt say it
impacts their mental health
impacts their mental health
50
%
of UK adults lack confidence in managing their money
10
%
1 in 6
Over-55s have no pension savings yet
5 reasons you need financial wellbeing
Get out of debt
We’re not taught how to manage credit at school. Too often, that means we end up using credit to get into debt, rather than to build up credibility. If you’re struggling to get out of debt, you need the help of a professional.
Fund a career transition
Staying at a job simply because it pays the bills isn’t very fulfilling. Changing jobs and even careers is simpler than you think. Set yourself up for a financially safe transition into a job or career that makes you happy.
Start building savings and investments
One in four adults in the UK doesn’t have even £100 in their savings account. Whether you wish to invest to buy a dream house or to take a sabbatical, having savings and investments gives you choices.
Become financially independent
Investing has never been easier. Deciding when to retire is only a matter of planning. Do you know how much you need to invest in order to choose when you stop working?
Optimise your personal finances and make your money work for you
How often do you look at your income vs expenses to see if your money is working for you? Are you creating the life you want or are you simply working for it? Learn to create enough room in your budget to build the life you want.
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Discover how the service works
Upskill yourself
One to one sessions
- 360º of your finances
- How to create financial goals you can achieve
- How to create a budget
- How to reduce costs
- How to create an emergency fund and why it is so important
- Investment basics
Services
Mentoring one-to-one
Financial mentoring for individuals who prefer personalised service tailored to their specific needs and speed. Usually between 8-10 sessions, depending on your requirements.
Master Money Plan
Before you start investing and growing your money, you MUST get the foundation right. The Master Money Plan is an on-demand digital guide that sets you on the path financial freedom.
Hire me to speak
Inspire your audience to improve their personal finances. Need a speaker for your next conference or event? I can help!!
Investment Mentoring
In the Master Money Club mentoring programme, you'll learn to invest in the stock market safely and independently using simple and effective techniques.
Happy clients
It has been a while since I decided to enter the investment world. I had no idea on what to look for, how to start, identifying the best platform, my investor profile, etc. Leticia and Master Your Finances was the perfect mentoring program I found.Simple and effective, Leticia gave me confidence to make the right decisions based on my financial life and objectives. She is knowledgeable and very professional, what I loved the most is knowing her journey and it has inspired me to be an investor.I can't wait to see how many other women will be inspired like me, and join Leticia's army of female investors.
I am so happy to have met this wonderful lady and happy to call her my Personal Finances Mentor.
I have been through a 10-week group investment mentoring programme with Leticia and I can safely say that I have learnt so much from her and the other women in the programme.I learnt from this process that personal development is a MUST! Not only professionally but in my personal life too. Learning to invest is not just about having money BUT knowing about yourself well enough to know that it isn't all about the money but YOU! Leticia empowers women in every single way and I am so grateful for her.She is very positive, open-minded and passionate.
Learning about stocks and shares would have not been very interesting and engaging without Leticia.
I have no words to express my gratitude to my personal finances mentor Leticia Fonseca from Master Your Finances. My finances have been on the edge for while and I took too long to reach out for help but as they say “better later than never”. I am so relieved and getting my sweet sleep and good mood back thanks to you, Leticia. I am also getting back on my feet and I couldn’t be happier. A huge thank you to Leticia!
Leticia is an outstanding lady and personal finance advisor and help me to organise my financial life and to find great opportunities to make the money work for me! She has all the necessary skills to support someone in any business area and to teach us to optimise the gains, savings and investments. I recommend her highly as a wonderful finance mentor and advisor. Thank you, Leticia!
The last 9 weeks have flown and in that time my stress levels have decreased, I am losing excess weight, everyday is a happy day and life in general is amazing…..and all thanks to you teaching me how to manage my finances which is for me, one of the most important things I have ever learnt to do. You (and what you emanate out into the world) are amazing!
When I first started coaching sessions with my fiancee and Leticia I was somewhat reluctant to embark on this journey. I didn't need to put my finances through the microscope, I could manage on my own. I could not have been more wrong! Not only learnt how to better value my money, how to always be in control of my outgoings by getting into the habit of budgeting, but it also really opened my eyes to the infinite possibilities of investing my money and thus building a safe, secure future for both myself and my loved ones. Leticia was able to make this journey very enjoyable, providing me with knowledge that I will always value and cherish! I found Leticia to be a great coach, very knowledgeable and passionate about finance and money, someone I would certainly recommend to friends, family and my professional network.
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About me
Leticia Fonseca
I’m a financial educator and a certified Financial Advisor, working to help people help themselves financially. I will teach you tried and tested techniques to manage your money, help you change your beliefs around money for the better, and give you the support to believe in yourself and stay the course to become financially free.
I give you the tools; you create your own success. It’s not magic and you don’t need to be good with numbers. Personally, I’m about as far from a mathematical genius as you can get.
It’s about responsibility, autonomy, and simplicity. These are the three pillars that have brought me to where I am now and are what I share with clients through financial education.
I grew up in Brazil with very little money. Early on, I decided I must create a different life for myself.
I applied my three pillars to save enough money to move to the UK and start a new life in the UK from scratch. Over a few years, my pillars helped me stay away from debt and invest in my future as I went from waitress to sales to marketing manager and finally to a safe career progression to financial education.
From arriving in the UK with virtually nothing in 2005, I have established savings, bought a flat in London, learned about investment, and set myself on the path to become financially free. I want to help you do the same thing. I invite you to join me on my journey.
Contact me
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Master Your Finances LTD – Company number 14571466
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My work offers information about saving, planning, budgeting and investments, but never personal advice. If you’re unsure what financial products are right for you, including investments, then please seek professional financial advice from a certified & regulated independent financial advisor. Please be reminded that when it comes to investments, your capital is at risk.